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4 Beds
3 Baths
2,634 sqft

$889,000

13 COTTONWOOD DRIVE, JACKSON NJ, 08527

Price per sqft$337.51
Built in1994
Property size2,634 sqft
Property typeResidential

Overview

Active

Active-bright

Listed Oct 3, 2026

Updated 13h ago

WHAT IF YOUR DREAM HOME CAME WITH LOWER MORTGAGE PAYMENTS FOR THE FIRST TWO YEARS? Here's an opportunity worth exploring! The seller is offering a seller-paid 2-1 mortgage rate buydown, allowing qualified buyers to potentially enjoy principal and interest payments calculated at a rate 2 percentage points lower in the first year and 1 percentage point lower in the second year. That's two years of potentially lower monthly payments while you settle into your new home! Welcome home to a beautifully updated retreat where bright interiors, inviting living spaces, and peaceful water views create a setting that feels special from the moment you arrive. Situated on 1.83 acres in Jackson, this stunning 4-bedroom, 2.5-bath home offers modern comfort, generous living space, and scenic surroundings. Step inside to a welcoming foyer and formal living room before entering the heart of the home, where the beautifully renovated kitchen features white cabinetry, stainless steel appliances, generous counter space, and an oversized center island. The adjoining dining and living areas offer an inviting atmosphere filled with natural light, complemented by a cozy wood-burning fireplace. Step onto the elevated deck and enjoy tranquil water views and surrounding greenery, perfect for morning coffee or evening relaxation. Upstairs, the spacious primary suite features a beautifully updated bathroom, while three additional bedrooms provide comfort and flexibility. The fully finished walkout basement offers additional living space ideal for entertaining, recreation, a home gym, or office, with direct access to the backyard. With its thoughtful updates, expansive property, and peaceful setting, this home offers an exceptional lifestyle opportunity. BEAUTIFUL HOME. PEACEFUL SETTING. AN EXTRA FINANCIAL ADVANTAGE! Schedule your private showing today! *Seller-paid 2-1 temporary mortgage buydown subject to lender approval, loan program requirements, and buyer qualification. The buydown temporarily reduces principal and interest payments based on rates 2 percentage points below the note rate in year one and 1 percentage point below in year two. Beginning in year three, payments are based on the full contractual note rate. The note rate itself does not change. Actual terms and savings may vary.*

$5,915/mo

Est. mortgage payment based on a $889,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
NJOC2045608

Interior Features

Bedrooms
4
Bathrooms
3
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
1.83 Acres

Other Property Details

Taxes
$11,472
Tax Frequency
Annually
Garage
Yes
55+/Senior Community
No
MLS provider logo

Listed by HomeSmart First Advantage Realty
Listing Contact: 8562780951 

The IDX display contains information sourced from the Bright MLS, Inc. as of 11/8/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

©2026 Bright MLS, Inc. all rights reserved.

Data last updated on 11/8/2026 at 6:02 AM UTC

 

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